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  • February 2021

FHA vs Conventional Loans: Which is Better for You?

Posted by Eric Skates on

There are lots of programs and pathways to getting into the homebuying market. For first-time homebuyers especially, two types of low downpayment loans are FHA and Conventional loans. Your Lender at EPM can help you take a deeper look and decide which mortgage is right for you. But we also want to take some common questions and lay out the pros and cons of both types of mortgage loans, so you can get a head start on understanding what the lending requirements are, and which type of loan might fit your needs best....Read More

What Homebuyers Should Know About Private Mortgage Insurance

Posted by Eric Skates on

EPM helps all kinds of consumers get the perfect loan for their new home. If you’re getting an FHA mortgage loan, or a conventional mortgage loan with a down payment of less than 20%, you’re going to be required to get PMI or Private Mortgage Insurance. This is insurance for your lender, and covers them in case buyers stop making payments on their mortgage loan....Read More

Our Guide to a Pet Friendly Home

Posted by Eric Skates on

Some of the most valued members of our family have four legs instead of two. Our pets are our best friends and most loyal companions. Our homes are their home, so we want our space to be a safe and functional space for them. We’ve broken this guide down to three areas every pet owner should consider when making your house a home for your furry friend....Read More

Should you List your Home as For Sale By Owner?

Posted by Eric Skates on

So, you’ve decided to sell your home! Now what? One big consideration that comes up for a lot of people early on is deciding if you want to sell your home yourself or hire a real estate agent to sell it for you. Both choices have pros and cons and we want to help you understand what choice is right for you. This week we’re outlining the pros and cons of selling your home yourself when it comes to three major aspects of the home selling process....Read More