Blog Archive


Common Mistakes You Should Avoid When Purchasing a Home

When you’re ready to buy a home, there are so many things the right lending team can help you with to make sure the process goes smoothly and you get into the right home. HOWEVER, there are some things you could do to accidentally sabotage your home purchase that we want to help you avoid....Read More

Is a 203k Loan Right For You?

Found a home you love that needs some TLC? Or do you already live in a home you love...EXCEPT for some part of it that needs renovation or upgrades? Maybe you are purposely looking for a fixer-upper so you can afford a home in the neighborhood you have been eyeing. If any of these are the case for you, a 203(k) renovation loan might be right for you....Read More

Buying a Home With a Low Credit Score- Here's What You Should Know.

Traditionally, it’s been recommended that prospective homebuyers try to ensure that their credit score is as high as possible before shopping for a mortgage loan. Many large banks won't even consider lending to people with a credit score lower than 620, which knocks a lot of people out of the running for homeownership. The unique thing about EPM is that we are NOT like those big banks and have many mortgage options for borrowers with credit scores as low as 500. But there are some things you should know and be prepared for if you fall into this category and are looking to get a home loan....Read More