Blog Category - mortgage

Top Tips for Buying Your First Home in your 20s

Posted by Eric Skates on

The lenders at EPM specialize in helping first-time buyers become proud homeowners. With that said, there are some tips to make the task more accessible and less stressful for you. There is no reason you can’t find the perfect home in your 20s, but we’ve got some special considerations for you so you don’t end up with buyer’s remorse down the line....Read More

Tips On How To Get Your Mortgage Approved Faster

Posted by Eric Skates on

As a mortgage broker, your top priority is to get your clients’ mortgage applications approved. After all, their satisfaction is key to your success, strong reputation in the industry and profitability. One way to ensure that your clients are happy with the service they receive is to speed their mortgage approval. So, how can you achieve this for your clients? Here, we take a closer look at some top tips to streamline the process for your clients’ benefit....Read More

Our Favorite Must-Reads for Homeowners

Posted by Eric Skates on

Whether you’re preparing to own your first home or settling into the house of your dreams, you’ll want to equip yourself with lots of resources to help you along your way. We’ve compiled a list of great reads that will help you tackle any challenges you may face as a new homeowner....Read More

5 Ways to Increase Your Credit Score

Posted by Eric Skates on

Many of us start a new year with financial goals in mind. Some of us are looking ahead and preparing to make some big purchases. Whether it’s buying a new car, a house, or refinancing your current home- your credit score is going to be crucial in making your dreams become a reality. Here are five ways you can improve your credit score and be on your way to meeting your financial goals this year!...Read More

5 Things Home Buyers Can Expect After Your Loan is Clear to Close

Posted by Eric Skates on

Buying a home can be both exciting and stressful. You go from pre-approval, to finding the right home, and once you get through the initial purchase agreement and lending estimate your brain might already be buzzing with information overload. A good lending team like the trusted pros at EPM will make sure you understand all the terms of your loan, and you have the right information, advice, and documentation you need to feel prepared before the underwriting process begins. Your lending officer and underwriter will take you to that finish line, and get your loan Clear to Close!...Read More

Christmas Light Displays

Posted by Eric Skates on

2020 has brought us the task of finding new ways of doing just about everything. Even though we may feel like we are constantly having to reinvent the wheel in this everchanging year, it has also given us the opportunity to get back to basics and revisit traditions of the past in a whole new way....Read More

A Look at Latino Homeownership

Posted by Eric Skates on

For the average American family, homeownership is the number-one builder of personal wealth. Latinos have experienced the strongest growth in homeownership for the past 4 years, and have been powerhouses of our economic activity even through this tumultuous and unpredictable year. In fact- according to CoreLogic, neighborhoods with a 50% or higher Hispanic population saw MORE THAN DOUBLE the rate of home buyer activity than that of the rest of the country this year!...Read More

Planning for Homeownership Series: Start Here

Posted by Eric Skates on

Have you been dreaming of buying your first home, but not sure where to start? You’re not alone. It’s a milestone many people would love to reach. However, in a time where the housing market is booming and, in most areas, it’s very much a sellers’ market, buying a home can seem a little out of reach. All of us here at Equity Prime Mortgage are here to make sure that is not the case! Being informed is key in this ever-changing real estate market. So, we’ve launched our Planning for Homeownership series to give you some of our best insights into the process to help you navigate this exciting chapter in your life....Read More